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Points Value Calculator
Find the value of each point on a specific redemption and see whether paying cash would be smarter.
Your redemption
How to judge a points redemption
The formula is simple: (cash price − taxes and fees on the award) ÷ points required × 100 = cents per point. The hard part is knowing what number is good. Points are a currency whose value depends entirely on how you spend them. The same balance can be worth 1 cent per point on a short domestic hop and 3 cents or more on a long-haul premium-cabin seat.
Rules of thumb
- Redeem when value is high and cash prices are high — peak dates, last-minute trips and premium cabins.
- Pay cash when fares are on sale — a cheap sale fare makes points look poor value, and you earn points on the ticket.
- Watch surcharges — some partner airlines add large fees to award tickets that destroy the value.
New to points? Start with our Aeroplan beginner's guide and the travel credit cards guide. General information only, not financial advice.
Frequently asked questions
What is a good value for Aeroplan points?
Many Canadian travellers aim for about 2 cents per point or more on flights. Below roughly 1.5 cents, paying cash and keeping points for a better redemption is often smarter.
Should I subtract taxes and fees?
Yes. Award tickets still charge taxes and sometimes carrier surcharges. Subtract them from the cash price before dividing by the points required.
What are forgone points?
A cash ticket usually earns points, while an award ticket usually does not. Subtracting the value of points you would have earned gives a more honest comparison.